Ask Mo Anything
Your MoMo expert is here to guide you every step of the way.

Store money safely

Your account information and balance are secured with end-to-end encryption.

Transfer cash instantly

Transfer money to a MoMo wallet or send cash vouchers to any local cellphone.

Simplify your shopping

Scan QR codes to pay for products and services from MoMo partners.

Pay your bills

Keep your DStv, prepaid electricity, and other accounts updated without the hassle.

Popular Bundle Deals

Log in to MTN MoMo to view your exclusive bundle deals.

Cash-In

There are 13 ways you can transfer funds into your MTN MoMo Wallet.

Bank Card
Boxer
Ozow EFT
Kazang Agent
Pick n Pay
MoMo Agent
MTN Store
Blu Merchant
Flash 1Voucher

Cash-Out

Withdraw from your MTN MoMo Wallet at the following places.

EFT to bank account
Kazang Agent
Nedbank ATM - eVoucher
MoMo Agent
Pick n Pay
MTN Store
Cash Express ATM
Blu Merchant
Flash 1Voucher

More money in your pocket

As an exclusive MTN MoMo Member you can now enjoy more money in your pocket!
MoMo products

Access to World Class Offerings

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Frequently Asked Questions

What is MTN MoMo?

As a service, MoMo enables you to store, send, and receive money using your phone. No bank account is needed, and the service works on every type of cellphone, including 3G feature phones.

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How do I access my MoMo account?

How do I access my MoMo account?

You have full access to your account 24/7 every day of the year. 

USSD 
Dial *120*151# and follow the onscreen menu to manage your account or make payments.

MoMo App 
Download and install the MoMo app for a full in-app banking experience.

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What services does MTN MoMo offer?

• Send and receive money to and from other MoMo customers.
• Cash-in and cash-out at any MoMo agent.
• Cash-out from ATMs.
• Buy MTN airtime and bundles.
• Pay for products and services from participating merchants.
• Buy prepaid electricity.
• Pay your DStv account.

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Sending a money voucher with MoMo.

All money vouchers can be cashed-out by a MoMo agent or at any MTN Store.

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Do I need airtime to use MTN MoMo?

The MoMo App and USSD are zero-rated, meaning that you don't use any airtime or data to use the service.

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How do I cash-in to my MTN MoMo wallet?

There are several ways to cash-in:
1. Through the MoMo App.
2. Dial *120*151# and follow the onscreen menu.
3. Visit an MTN Store.
4. Any MoMo agent will accept cash and credit it to your account. A fee applies for transaction.

Note: USSD functionality is only available to MTN subscribers

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How do I cash-out from my MTN MoMo wallet?

You can withdraw money from your MoMo account at: 

MTN Store 
Visit any MTN Store and speak to an agent who will provide you with the cash amount you want to withdraw. 

MoMo Agent 
Any MoMo agent will provide you with the cash amount you want to withdraw. 

Bank Account 
Use the MoMo app or dial *120*151# to transfer money from your MoMo account to a local bank account. A standard fee of 2% applies to each transaction.

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What transactions are Zero Fees?

MTN MoMo Members enjoy zero transaction fees on electricity purchases, bill payments, Lotto, airtime, vouchers and betting.

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What are MoMo charges?

There are no monthly service fees, and you only pay for certain transactions.  Please review the MoMo fee structure for more information.

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Do I need a bank account?

You don’t need a bank account to use MoMo, but certain features are exclusive to MTN customers. 

MoMo App 
Anyone on any service provider can use and transact on the app. 

USSD 
Only MTN customers can dial *120*151# to manage their MoMo account.

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How do I become a MoMo Agent?

Anyone business can join the MoMo merchant network, and anyone can join the MoMo agent network.

To sign up: Dial 083 135 and speak to an agent or email  momo@mtn.com 

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How do I submit an enquiry?

Kindly call 135 from your MTN line for assistance regarding your query.

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Your Money is Always Safe

Every MoMo transaction is secured by African Bank Limited.