Welcome to MTN MoMo

With over 900 million transactions processed monthly across 16 African countries, MTN MoMo is the first choice for transacting on your phone. Go mobile with managing your money safely via our app and USSD.

More money in your pocket

As an exclusive MTN MoMo Member you can now enjoy more money in your pocket!

Store money safely

Your account information and balance are secured with end-to-end encryption.

Transfer cash instantly

Transfer money to a MoMo wallet or send cash vouchers to any local cellphone.

Simplify your shopping

Scan QR codes to pay for products and services from MoMo partners.

Pay your bills

Keep your DStv, prepaid electricity, and other accounts updated without the hassle.

MTN MoMo Popular Bundle Deals

Log in to MTN MoMo to view your exclusive bundle deals.

Cash-In

There are 13 ways you can transfer funds into your MTN MoMo Wallet.

Bank Card
Boxer
Ozow EFT
Kazang Agent
Pick n Pay
MoMo Agent
MTN Store
Blu Merchant
Flash 1Voucher

Cash-Out

Withdraw from your MTN MoMo Wallet at the following places.

EFT to bank account
Kazang Agent
Nedbank ATM - eVoucher
MoMo Agent
Pick n Pay
MTN Store
Cash Express ATM
Blu Merchant
Flash 1Voucher
MoMo products

Access to World Class Offerings

Funeral Khava

Get funeral cover with MTN MoMo. Pay one premium and be covered for up to 1 year. Whether you choose MyLife Khava or MyFamily Khava, there is a plan just for you.

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GET STARTED

Qwikloans

Need money qwik qwik? Get a Qwikloan of up to R10,000 with MTN MoMo. Your loan will be paid directly into your MTN MoMo Wallet. No paperwork needed. Apply today, it’s that easy.

Get Started ➜
GET STARTED

MoMo POS

A Point of Sale device that businesses can use to accept both debit and credit card payments as well as MoMo QR payments. Rent your MoMo POS device from just R200 per month.

Get Started ➜
GET STARTED

International Remittance

Get the flexibility to send money home whenever your family needs it. Enjoy safe and secure money transfers with MTN MoMo. Send money at the click of a button to 320 million MoMo wallets across Africa.

Get Started ➜
GET STARTED

Download for iOS

Download for Android

Download for Huawei

Frequently Asked Questions

What is MTN MoMo?

As a service, MoMo enables you to store, send, and receive money using your phone. No bank account is needed, and the service works on every type of cellphone, including 3G feature phones.

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How do I access my MoMo account?

Manage your account around the clock, 365 days a year on the MoMo App or dial *120*151#

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What services does MTN MoMo offer?

• Send and receive money to and from other MoMo customers.
• Cash-in (make a deposit) and cash-out (make a withdrawal) with any MoMo agent.
• Cash-out from ATMs.
• Buy MTN airtime and bundles.
• Pay for products and services from a participating MoMo merchant.
• Buy prepaid electricity.
• Pay your DStv account.

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Sending a money voucher with MoMo.

You can send a money voucher locally to anyone with an active cellphone number. The recipient can then cash-out at a MoMo agent or an MTN Store.

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Do I need airtime to use MTN MoMo?

The MoMo App and USSD are zero-rated, meaning that you don't use any airtime or data to use the service.

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How do I cash-in to my MTN MoMo wallet?

There are several ways to cash-in:
1. Through the MoMo App.
2. Dial *120*151# and follow the onscreen menu.
3. Visit an MTN Store.
4. Use a MoMo agent

Note: USSD functionality is only available to MTN subscribers

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How do I cash-out from my MTN MoMo wallet?

Cash-out by:
1. Visiting any MTN Store.
2. Using the services of a MoMo agent.

You can choose the cash amount or a bank account to send it to.

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What transactions are Zero Fees?

MTN MoMo Members enjoy zero transaction fees on electricity purchases, bill payments, Lotto, airtime, vouchers and betting.

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Your Money is Always Safe

Every MoMo transaction is secured by African Bank Limited.